As of July 2025, the Canada Revenue Agency (CRA) has officially confirmed that eligible families will receive up to $619 per month per child under the Canada Child Benefit (CCB) program.
This tax-free financial support is designed to help low- and middle-income families manage the ever-increasing cost of raising children.
With living expenses continuing to climb across the country, the 2025 CCB update ensures families receive timely and increased payments to meet essential needs such as food, school supplies, childcare, and clothing.
What’s New in the July 2025 Child Benefit Update?
Starting July 2025, the CRA has increased the maximum CCB amount based on inflation adjustments and updated income thresholds:
- Children under 6 years: Up to $619 per month
- Children aged 6–17: Up to $522 per month
These new figures aim to enhance financial assistance for families and better reflect today’s economic realities. Your 2024 tax return is used to calculate your eligibility and amount for the 2025-26 benefit year.
Canada Child Benefit 2025: Monthly Payment Dates
The CRA has released a confirmed schedule of payment dates for the remainder of 2025. Payments are typically issued around the 20th of each month:
| Month | CCB Payment Date |
|---|---|
| July 2025 | July 19, 2025 |
| August 2025 | August 20, 2025 |
| September 2025 | September 20, 2025 |
| October 2025 | October 18, 2025 |
| November 2025 | November 20, 2025 |
| December 2025 | December 19, 2025 |
Note: While these dates are standard across provinces, some delays may occur depending on your financial institution.
Who Qualifies for the Canada Child Benefit in 2025?
To be eligible for the Canada Child Benefit 2025, the applicant must meet the following criteria:
- Must live with the child and be the primary caregiver.
- Must be a Canadian resident for tax purposes.
- Must have filed an income tax return for the previous year.
- Both spouses/common-law partners (if applicable) must also file tax returns.
Families with an adjusted family net income (AFNI) under $34,863 typically qualify for the maximum benefit. As income increases beyond this point, the benefit is gradually reduced using CRA’s tiered reduction rates.
How CRA Calculates Your CCB in 2025
Your monthly CCB amount depends on:
- The number of eligible children in your care.
- Their ages (under 6 vs. 6–17 years).
- Your adjusted family net income (AFNI) based on your 2024 tax return.
For example, a family with two children under 6 and a net income of $32,000 could receive a total of approximately $1,238 per month. As income increases, the CRA applies a gradual reduction formula to lower the payment amount.
The Canada Child Benefit 2025 remains a vital tool for helping families navigate the financial demands of raising children. With monthly payments of up to $619 per child and a clear schedule confirmed by the CRA, families can confidently plan their finances around this stable source of support.
To maximize your CCB:
- File your taxes on time
- Keep your CRA profile updated
- Use CRA’s CCB calculator for accurate estimates
By staying informed and proactive, you can ensure you receive the maximum benefit available for your family.
FAQs
What is the maximum CCB amount for July 2025?
Eligible families can receive up to $619 per month for each child under 6, and up to $522 for children aged 6–17.
When will the CRA issue my July 2025 CCB payment?
The CRA will deposit the July 2025 CCB on July 19, 2025.
How can I check my CCB status?
Log in to your CRA MyAccount to check payment status, amounts, and eligibility details.