As inflation continues to impact households nationwide, Canada’s $179 GST/HST Credit for July 2025 provides much-needed financial relief to low- and modest-income residents.
Administered by the Canada Revenue Agency (CRA), this non-taxable quarterly payment supports Canadians with lower earnings by offsetting part of the Goods and Services Tax (GST) and Harmonized Sales Tax (HST).
Here’s everything you need to know about eligibility, payment amounts, and what to do if you don’t receive your credit.
What Is the $179 GST/HST Credit?
The GST/HST Credit is a federal financial assistance program designed to help lower-income individuals and families cope with sales taxes on goods and services. The $179 amount for July 2025 represents the maximum quarterly payment for an eligible individual.
This is the third quarterly installment for the 2025–2026 payment year and is automatically calculated based on your 2024 tax return.
Eligibility Criteria for the July 2025 GST/HST Credit
To qualify for the July 2025 GST/HST Credit, you must meet the following criteria:
| Eligibility Requirement | Details |
|---|---|
| Residency | Must be a Canadian resident for income tax purposes |
| Age Requirement | Must be 19 or older, or have a spouse/common-law partner, or a child |
| Tax Filing | Must have filed a 2024 income tax return |
| Income Threshold | Must fall within CRA’s eligible income bracket |
Even if you had zero income in 2024, filing a return ensures you’re assessed for the payment.
July 2025 GST/HST Payment Schedule and Amounts
The CRA will issue the GST/HST credit for July 2025 on Friday, July 5, 2025. Payments are made either via direct deposit or by mailed cheque, depending on your preference on file.
Here’s how the payment may be distributed:
| Recipient Type | Maximum Amount – July 2025 |
|---|---|
| Single Individual | $179 |
| Married/Common-Law Couple | $179 each (up to $358) |
| Per Eligible Child (Under 19) | Additional amount added per child |
These amounts are adjusted annually for inflation and vary depending on net family income.
What If You Don’t Receive the Credit?
If you’re eligible but haven’t received the July 2025 GST credit:
- Confirm your 2024 tax return was filed and processed.
- Log into CRA My Account to check for any notices or updates.
- Ensure banking and address info is correct.
- Wait 10 business days, then contact CRA if your payment is still missing.
Delays are often due to incomplete tax records or outdated banking details.
How the GST/HST Credit Helps Low-Income Families
The $179 credit may seem modest, but for many Canadians—especially those juggling childcare, rent, and groceries—it provides valuable breathing room. The credit is part of the federal government’s effort to support income equality and ease the impact of rising living costs.
This credit is often received alongside other benefits such as:
- Canada Child Benefit (CCB)
- Climate Action Incentive Payment (CAIP)
- Provincial supplements
Together, they form a comprehensive safety net for those in need.
The $179 GST/HST Credit for July 2025 offers timely support to Canadian residents with modest incomes. With a clear eligibility process, automatic payment structure, and zero tax implications, it serves as a reliable resource during times of financial strain.
If you haven’t yet filed your 2024 taxes, it’s not too late—doing so may still qualify you for future payments. Stay updated through your CRA My Account, and ensure your personal details are always accurate.
FAQs
Who qualifies for the $179 GST/HST Credit in July 2025?
Anyone aged 19 or older, who filed their 2024 tax return and falls under the CRA income threshold qualifies.
When will the July 2025 GST credit be issued?
The credit will be issued on July 5, 2025. Direct deposit recipients will typically see it on the same day.
Is the GST/HST credit taxable?
No, the GST/HST credit is completely non-taxable and doesn’t need to be reported as income on your tax return.