The Internal Revenue Service (IRS) is in the process of issuing tax refunds of up to $3,034 to eligible taxpayers across the United States. If you filed your 2024 tax return in June, you could be among those receiving a direct deposit between July 9 and July 15, 2025.
With tax season well underway and many Americans relying on refunds to cover essential expenses, it’s crucial to know when your payment is coming, how to avoid delays, and what you need to do to ensure your funds are deposited smoothly.
IRS Refund Overview: What’s Happening This Week?
Every year, millions of Americans depend on timely IRS refunds to handle bills, rent, savings, or vacations. For those who filed around mid-to-late June, the expected direct deposit dates fall within July 9 to July 15, 2025.
Unlike stimulus checks, these are standard income tax refunds for those who have filed their 2024 federal tax returns and are due a refund based on overpayment or credits like the Earned Income Tax Credit (EITC) or Child Tax Credit (CTC).
Refund Payout Schedule: July 9–15, 2025
Here is a projected IRS direct deposit schedule based on a typical 21-day refund timeline for electronically filed returns:
| Filing Date | Estimated Refund Deposit Date |
|---|---|
| June 18, 2025 | July 9, 2025 |
| June 19, 2025 | July 10, 2025 |
| June 20, 2025 | July 11, 2025 |
| June 21, 2025 | July 12, 2025 |
| June 22, 2025 | July 13, 2025 |
| June 23, 2025 | July 14, 2025 |
| June 24, 2025 | July 15, 2025 |
These dates apply to electronically filed tax returns that are error-free and have selected direct deposit. Paper check requests may take up to 8 weeks and will no longer be issued after September 30, 2025, in an effort to reduce fraud and theft.
How Much Can You Expect?
The average IRS tax refund so far in 2025 has reached $3,034, depending on income, deductions, and credits claimed.
Refund Amount Breakdown (Estimates):
| Filing Status | Average Refund |
|---|---|
| Single filer | $1,800 – $2,600 |
| Married filing jointly (with dependents) | $2,600 – $3,034 |
| Head of household | $2,000 – $2,900 |
Factors affecting your refund include eligibility for the Earned Income Tax Credit, Child Tax Credit, and any withheld income tax throughout the year.
How to Ensure You Receive Your IRS Refund Without Delays
To guarantee you get your refund promptly and without issues, follow these best practices:
- File Electronically: E-filing significantly reduces the chance of human error and speeds up processing time.
- Use Direct Deposit: It’s the fastest and safest way to receive your refund. Paper checks are slower and risk loss or theft.
- Double-Check Your Return: Mistakes cause delays. Ensure all income, credits, and deductions are correctly entered.
- Update Banking and Mailing Info: Incorrect bank details can result in rejected deposits or mailed checks.
- Use the IRS “Where’s My Refund?” Tool: Track your payment online within 24 hours of e-filing.
Taxpayers in federally-declared disaster zones may have extended filing deadlines—be sure to check your eligibility and deadlines with the IRS if this applies to you.
What to Do If You Haven’t Received Your Refund Yet
If your return was filed more than 21 days ago and you haven’t received your refund:
- Visit IRS.gov and use the “Where’s My Refund?” tool.
- Have your Social Security Number, filing status, and exact refund amount ready.
- If no update appears, call the IRS only if 21 days have passed since e-filing.
Common Reasons for Refund Delays
- Mismatched records between IRS and Social Security Administration
- Incomplete or incorrect bank account information
- Claimed credits that require additional verification
- Manual processing for paper returns or amended filings
Important 2025 IRS Deadlines
| Event | Deadline |
|---|---|
| Final day to request paper check | September 30, 2025 |
| 2024 Tax return filing deadline | April 15, 2025 |
| Last date for disaster zone extensions | Varies by location |
The IRS is actively distributing refunds of up to $3,034 between July 9 and 15, 2025, for taxpayers who filed in mid-to-late June. If you’re expecting a refund, ensure your information is accurate, your taxes are filed, and direct deposit is selected to receive your money quickly.
This tax season, don’t let mistakes slow you down—file smart, track early, and be ready for your payment. Your refund could be just days away.
FAQs
How do I check the status of my IRS refund?
Use the “Where’s My Refund?” tool at IRS.gov. You’ll need your SSN, filing status, and expected refund amount.
Can I still get a paper check for my refund?
Only until September 30, 2025. After that, all refunds will be issued via direct deposit to reduce fraud risks.
What if my refund is delayed beyond 21 days?
Check for updates on the IRS website or contact the agency. Common causes include filing errors or identity verification holds.