Ontario residents are celebrating a welcome surprise today — the Ontario Trillium Benefit (OTB) has officially been sent with a notable increase in 2025 payment amounts. Aimed at helping low- to moderate-income households manage essential expenses such as rent, energy bills, and property taxes, this boosted benefit is a crucial lifeline amid rising living costs.
Administered by the Canada Revenue Agency (CRA), the OTB consolidates three financial assistance programs into one monthly payment: the Ontario Energy and Property Tax Credit (OEPTC), the Northern Ontario Energy Credit (NOEC), and the Ontario Sales Tax Credit (OSTC).
Let’s break down everything you need to know about the 2025 OTB payment increase, including eligibility, updated amounts, and how to maximize your benefit.
What Is the Ontario Trillium Benefit?
The Ontario Trillium Benefit (OTB) is a tax-free financial support program designed to reduce the burden of recurring household expenses. It combines:
- Ontario Sales Tax Credit (OSTC) – Helps offset the sales tax for low-income individuals and families.
- Ontario Energy and Property Tax Credit (OEPTC) – Assists with energy and property tax costs.
- Northern Ontario Energy Credit (NOEC) – Provides additional relief to those living in Northern Ontario.
Ontario Trillium Benefit Payment Dates (2025–2026)
Here are the official OTB payment dates for the 2025–2026 cycle:
| Month | Payment Date |
|---|---|
| July 2025 | Today (July 10) |
| August 2025 | August 8 |
| September 2025 | September 10 |
| October 2025 | October 10 |
| November 2025 | November 10 |
| December 2025 | December 10 |
| January 2026 | January 9 |
| February 2026 | February 10 |
| March 2026 | March 10 |
| April 2026 | April 10 |
| May 2026 | May 8 |
| June 2026 | June 10 |
If your annual entitlement is $360 or less, you’ll receive it as a one-time lump sum in July. Otherwise, payments are made monthly.
Who Qualifies for the 2025 OTB?
To be eligible for the 2025 Ontario Trillium Benefit, you must:
- Be a resident of Ontario as of December 31, 2024.
- Have filed your 2024 tax return.
- Possess a valid Social Insurance Number (SIN).
Credit-Specific Eligibility:
Ontario Sales Tax Credit (OSTC):
- Must be 19+ or a parent/spouse/common-law partner.
Ontario Energy and Property Tax Credit (OEPTC):
- Paid rent, property tax, or energy bills in 2024.
Northern Ontario Energy Credit (NOEC):
- Must live in designated Northern Ontario regions.
- Paid for energy or property taxes in 2024.
Temporary residents (on valid work/study permits) may qualify if considered Ontario residents for tax purposes.
How Much Can You Receive? – 2025 OTB Rates
The 2025 OTB rates have increased, offering more support for eligible households:
| Credit Type | Maximum Annual Amount |
|---|---|
| OSTC (per adult or child) | $371 (up from $360) |
| OEPTC (Age 18–64) | $1,283 (up from $1,248) |
| OEPTC (Age 65+) | $1,461 (up from $1,421) |
| OEPTC (On Reserve or Long-Term Care) | $285 (up from $277) |
| OEPTC (Students in Residence) | $25 |
| NOEC (Single) | $185 (up from $180) |
| NOEC (Families) | $285 (up from $277) |
A household could now receive over $2,100 annually, depending on income, family size, and credit eligibility.
How to Apply for the OTB
There is no separate application for the OTB. To receive your enhanced 2025 payments, simply:
- File your 2024 tax return on time.
- Keep your CRA account updated with current address and banking info.
- Confirm that you meet eligibility for the included credits.
Tips to Maximize Your Ontario Trillium Benefit
Here’s how you can make sure you receive every dollar you’re eligible for:
- Report All Qualifying Expenses: Ensure your rent, energy, and property taxes are accurately reported on your return.
- Use CRA Direct Deposit: It ensures fast, secure payments.
- Check for Tax Errors: Review your return before submitting to avoid disqualifications or delays.
- Seek Tax Advice: If unsure, consult a professional to help you maximize your credits.
Why the 2025 OTB Increase Matters
This year’s surprise increase in OTB payments comes at a crucial time for many Ontario residents facing cost-of-living pressures. With higher maximums, monthly installments, and broader eligibility, the updated benefit is a lifeline for thousands.
The program reflects the government’s continued commitment to reducing household financial burdens and supporting communities across Ontario.
With the 2025 Ontario Trillium Benefit officially sent today and including a notable increase, now is the perfect time to check if you qualify.
Make sure your tax return is filed, your CRA profile is up to date, and all eligible expenses are reported. This enhanced benefit offers meaningful relief at a time when many need it most — so don’t leave money on the table.
FAQs
How do I know if I qualify for the increased 2025 OTB?
You must be an Ontario resident, file your 2024 tax return, and meet eligibility for at least one of the three credits (OSTC, OEPTC, NOEC).
How much can I expect to receive from the 2025 OTB?
Depending on your household situation, income, and eligible credits, you could receive up to $2,100+ in total for the year.
Do I need to reapply every year for the OTB?
No. Your eligibility and payment amount are automatically calculated based on your annual tax return.