If you’re among the 7.5 million Americans receiving Supplemental Security Income (SSI), you’re likely expecting your maximum monthly benefit—$1,450 for couples—just hit your account on July 1, 2025. But you might be wondering: Is that all for July, or is another help check coming in August? Let’s break it down.
Understanding the $1,450 SSI Payment
Under the 2025 Cost-of-Living Adjustment (COLA), SSI benefits rose by 2.5%, bringing federal maximums to:
- $967 per individual
- $1,450 per eligible couple
- $484 for an essential person (e.g., caregiver)
These are the top-tier amounts, with actual payments often lower, depending on income, living arrangements, and other benefits.
July vs. August SSI Payments
July 1, 2025
- All SSI recipients receive their monthly payment on the first of the month.
- For July, that was July 1, even though it fell near a weekend.
There are no additional SSI payments in the middle of July—just the one monthly deposit.
August 1, 2025
- Next scheduled payment is August 1, which materializes before Labor Day weekend.
- Some beneficiaries may see two payments in August, if their retirement or disability benefits ($SSDI) are also paid that day.
SSI and SSDI Dual Payments in August
Your bank account might show a double deposit on August 1 if you receive both:
- SSI
- Retirement or SSDI (benefits follow SSA schedule)
Here’s how SSA timing works:
- SSI is always on the 1st of the month (or prior business day)
- SSDI or retirement benefits are paid Wednesdays, based on birth date:
- 1–10 → 2nd Wed.
- 11–20 → 3rd Wed.
- 21–31 → 4th Wed.
Because September 1 is Labor Day, the SSI payment shifts to Aug 29, causing a second August 1 SSI deposit. Recipients can legally receive both SSI and SSDI payments on the same day, as they’re distinct benefits.
Who Gets $1,450?
To receive the full $1,450 monthly, you must:
- Be an eligible couple—both individuals qualify
- Have countable income and resources within SSA limits
- No need to have received the maximum in previous months—each month starts fresh
Single individuals max out at $967/month
Understanding Why There’s Only One July Payment
You may receive July 1 SSI, but no mid-month SSI. Here’s why:
- Monthly schedule fixed on 1st
- No bonus or mid-month payments unless a holiday shifts it
- Next payment is August 1; no extra payments until then
If you need help before August, check out SNAP, which offers monthly benefits for food assistance.
Average SSI Payments & Breakdown
Here’s how average monthly SSI payments look as of mid-2025:
| Recipient Type | Maximum Federal | Avg. Payment |
|---|---|---|
| Individual | $967 | $718 |
| Eligible Couple | $1,450 | — |
| Children (<18) | $967 | $847 |
| 18–64 | $967 | $764 |
| 65+ | $967 | $593 |
Note: Actual amounts often fall below the maximum based on income, resources, and living situation
What If You Need Support Before August?
If you’re low on cash before your next SSI arrives:
- SNAP (Food Stamps) may help you purchase food essentials
- Check each state’s SNAP application process and deadlines
- Other support programs (state aid, energy assistance) may offer relief
July’s $1,450 SSI payment hit your account on July 1, 2025. There’s no second payment in July—the next arrives August 1. Some may see two deposits if receiving SSDI or retirement benefits simultaneously. If you’re facing financial strain before then, explore programs like SNAP.
Remember: SSI pays only once monthly, and these two payments on Aug 1 are due to calendar and benefit scheduling, not extra government giveaways.
FAQs
Will I get two SSI payments in August?
Yes—SSI on Aug 1 (twice due to holiday shift) and, if eligible, SSDI or retirement benefits can also arrive that day.
I got only $600 in July—why not the full $1,450?
$1,450 is maximum for eligible couples. Your payment reduced by countable income, resources, or living arrangement.
Is the July SSI the last payment for summer?
Yes. The next SSI payment is scheduled for August 1. No further payments until then.