As the month of July progresses, many Canadians are eagerly anticipating the arrival of an additional GST payment. The Canada Revenue Agency (CRA) has officially confirmed the details of this special payment set to benefit millions in July 2025.
In this article, we’ll break down everything you need to know about the payment date, the amount, and the eligibility criteria.
What Is the Extra GST Payment in Canada?
To help Canadians navigate the challenges of inflation and rising living costs, the Canadian government has introduced an extra GST payment for July 2025. This initiative is part of a broader affordability strategy aimed at supporting low- and middle-income families.
Unlike the regular quarterly GST/HST credits, this one-time payment is intended to provide urgent financial relief and will be issued automatically to those who qualify under the established criteria.
Who Is Eligible for the Extra GST Payment?
Eligibility for the July GST payment mirrors the criteria for the regular GST/HST credits. To qualify, applicants must meet the following requirements:
- Be a Canadian resident for tax purposes.
- Be at least 19 years old.
- Have filed the 2024 income tax return.
- Meet the income thresholds based on household size.
The CRA will use the income provided in your most recent tax return (typically the 2024 tax year) to determine eligibility. Couples and families must ensure that both individuals file their taxes to be considered for this benefit.
What Is the Payment Amount?
The amount of the extra GST payment varies depending on your family structure and income level. Here’s a general overview of what eligible individuals can expect:
| Household Type | Estimated Extra Payment |
|---|---|
| Single individual | Up to $250 |
| Married/common-law couple | Up to $375 |
| Per eligible child (under 19) | Up to $85 per child |
Note that if your income is close to the maximum threshold, the amount you receive may be slightly lower.
When Will the Extra GST Payment Be Deposited?
The CRA has announced that the extra payment will be issued on July 28, 2025. There are two ways this payment will be delivered:
- Direct deposit: If you’ve registered with the CRA, the funds will be transferred directly to your bank account.
- Cheque by mail: This may take an additional 5-10 business days depending on your location.
Check your CRA MyAccount around the last week of July for the most up-to-date information about your payment.
How Is This Different from the Regular GST/HST Credit?
This extra payment differs from the standard GST/HST credit, which is typically issued quarterly. The upcoming July 28 payment is a one-time supplement and will not affect your future entitlements.
Key differences include:
- The payment is non-taxable, meaning it doesn’t need to be reported as income.
- It does not affect other federal or provincial benefits you may receive.
What Should You Do If You Don’t Receive the Payment?
If you think you’re eligible but haven’t received the payment by July 10, 2025, here’s what you can do:
- Log in to CRA MyAccount to verify your benefit status.
- Ensure your tax return has been processed without delay.
- Double-check that your banking and address details are up-to-date.
- If necessary, contact the CRA Benefit Enquiries line.
Warning: Be cautious of scammers. The CRA will never ask for payment, login credentials, or banking details via email or text message.
The extra GST payment set for July 2025 provides much-needed financial relief for Canadians struggling with the cost of living. With an automatic delivery system and clear eligibility guidelines, the process is designed to be as straightforward as possible. Canadians who meet the criteria can expect a helpful boost to their finances without needing to fill out additional forms.
FAQs
When will the extra GST payment be issued in 2025?
The extra GST payment will be issued on July 28, 2025.
How much can I expect to receive for the extra GST payment?
The amount varies depending on your household type and income, ranging from $250 for singles to $375 for couples, with an additional $85 per child under 19.
Do I need to apply for the extra GST payment?
No, the payment is issued automatically if you meet the eligibility criteria. Simply ensure your tax return is filed, and your information is up-to-date.